Exo Legal PLLC will be conducting a public sale of certain collateral owned by Debtor Bell Incoporated.

Pursuant to published notices in Tennessee, this article provides additional details regarding the sale and instructions on how to bid.

The text of the Notice of Disposition of Collateral by Public Sale is as follows:

Studio Bank (the “Secured Party” is the owner and holder of several outstanding loans (collectively, the “Loans”):

(1) Loan Account # xxxx0010 evidenced by that certain Promissory Note dated June 8, 2022, in the original principal amount of $338,367.00, together with that Commercial Security Agreement dated June 8, 2022, and that UCC Financing Statement recorded with the Tennessee Secretary of State on June 8, 2022, at Doc. No. 436784743; and

(2) Loan Account # xxxx0040 evidenced by that certain Promissory Note dated November 8, 2022, in the original principal amount of $276,000.00, together with that Commercial Security Agreement dated November 8, 2022, and that UCC Financing Statement recorded with the Tennessee Secretary of State on November 8, 2022, at Doc. No. 437574996; and

(3) Loan Account # xxxx0050 evidenced by that certain Promissory Note dated November 8, 2022, in the original principal amount of $287,000.00, together with that Commercial Security Agreement dated November 8, 2022, and that UCC Financing Statement recorded with the Tennessee Secretary of State on November 8, 2022, at Doc. No. 437574980; and

(4) Loan Account # xxxx0120 evidenced by that certain Promissory Note dated April 12, 2023, in the original principal amount of $49,515.18, together with that Commercial Security Agreement dated April 12, 2023, and that UCC Financing Statement recorded with the Tennessee Secretary of State on April 14, 2023, at Doc. No. 438311973; and

(5) Loan Account # xxxx0180 evidenced by that certain Promissory Note dated November 6, 2023, in the original principal amount of $146,500.00, together with that Commercial Security Agreement dated November 6, 2023, and that UCC Financing Statement recorded with the Tennessee Secretary of State on November 6, 2023, at Doc. No. 439325135.

The loan documents referenced above and all documents executed and delivered by Debtor to Secured Party with respect to the Loans are collectively referred to as the “Loan Documents.”

The Loan Documents secure indebtedness owed by Debtor to Secured Party in an amount of not less than $526,396.24, as of July 31, 2026, plus accruing amounts owed under the Loan  Documents, attorneys’ fees and other charges including the costs to sell the Collateral (the “Indebtedness”).

Events of default have occurred under the Loans and Loan Documents.

Secured Party, pursuant to the Uniform Commercial Code, the Loan Documents and applicable Tennessee law, including Tenn. Code Ann. §§ 47-9-611, 612, 613, provides this notice that it will sell the Collateral described below (“Collateral”)  by Public Sale to be conducted as follows:

Date of Sale:   Thursday, October 29, 2026, at 1:00 o’clock p.m. (CST)

Method and Place of Sale:     The Public Sale will be held by a hybrid bidding process, with virtual bidding via Zoom allowed and in-person bidding at the offices of Exo Legal PLLC, 901 Woodland Street, Nashville, TN 37206. The URL address and password for the online video conference will be posted at www.exolegal.com/news. Additional terms of the sale will be located at that site.

The Public Sale will be conducted by David Anthony.  For further information, contact David Anthony, Exo Legal PLLC, at (615) 869-0634.

Collateral:      Loan  xxxx0010

(1) Link Belt 350X4 Excavator 10’8’ ARM 31.5 Grouser S/N LBX350Q7NKHEX1934

(2) EPIROC HB3600 BRNZ IPS Breaker S/N DEQ201502

Loan xxxx0040

(3) 2015 Caterpillar 725C Articulated Truck S/N OTFB00661

Loan xxxx0050

(4) 2019 Caterpillar 730C2 Articulated Truck S/N 03T300316

Loan xxxx0120

(5) 2019 Sakai SVS544T 84 IN Padfoot Drum W/Smooth Shell Kit S/N 3SV56-10196

Loan xxxx0180

(6) ZW150PL 6 Wheel Loader 416 Coupler S/N RYUPTC61HH8505725

(7) Gem Construction Forks 60” 30CFLP6060 S/N 1119-13859-1/1

Other Parties Receiving Notice: Joshua Bell, Jessica Binkley Bell, Aladdin Construction, Inc.; Hunter Winn (by and through counsel Stanley Ross); Fountain Equipment Finance, LLC; Corporation Service Company; Woodmere Capital LLC; H & E Equipment Services, Inc.; Bitty Advance 2, LLC; Preferred Capital Management LLC; CT Corporation System; U.S Bank Equipment Finance; Verdant Commercial Capital, LLC; United Community Bank; Gateway Dealer LLC; VAR Technology Finance

As to all or any part of the Collateral, the right is reserved to (i) sell in such lots, parcels, segments or groupings as Secured Party may choose; (ii) to sell part or all of the Collateral and/or delay, continue, adjourn, cancel or postpone the sale of any part of the Collateral; (iii) to sell in whole and then sell in parts and consummate the sale in whichever matter produces the highest sale price; and/or (iv) to sell to the next highest bidder in the event any high bidder does not comply with the terms of the sale.

Secured Party shall sell, grant, convey, transfer, and deliver unto any successful purchaser all of the right, title, and interest in and to the Collateral which Secured Party has a right to sell as a Secured Creditor and no further or otherwise.  The Collateral will be sold “as is”, “where is”, and “with all faults”, without any representations or warranties, expressed or implied and subject to any prior liens or encumbrances, if any.  Without limiting the generality of the foregoing, Secured Party has not made and will not make any representations or warranties regarding the Collateral, the condition of the Collateral, warranty of title or marketability of title, quiet enjoyment or the like in this disposition, and the conveyance shall be with all defects and without any warranties, expressed or implied, including warranties of merchantability, condition, or of fitness for a general or particular purpose.

You may attend the sale and bring bidders if you wish.  We are also sending this notice to other parties that may have an interest in the Collateral.

You are entitled to an accounting of the unpaid indebtedness secured by the property that Secured Party intends to sell.  You may request an accounting by written request addressed to the undersigned. There is no charge for this accounting.

The Debtor, any secondary obligor, and any other secured party or lienholder may redeem the Collateral by tendering, by wire transfer, or cashier’s check payment in full of all obligations secured by the Collateral and all reasonable expenses and attorney’s fees incurred by Secured Party on or prior to sale of the Collateral or the execution of a contract for the sale of the collateral.

Please be advised that proceeds received from the sale of the Collateral will be applied first to the costs, expenses of retaking, holding, preparing for disposition, processing, and sale of the Collateral, then to reasonable attorneys’ fees and legal expenses incurred by Secured Party; then to the satisfaction of obligations secured by the Collateral, including all accrued interest and unpaid principal balance.  If Secured Party receives less proceeds than you owe, you will still owe Secured Party the difference.  If Secured Party receives more proceeds than you owe, the extra proceeds will be paid to you unless Secured Party must pay someone else.

To learn the exact amount you must pay in order to redeem the Collateral; to request an explanation in writing of how Secured Party figured the amount that you owe; or if you need more information about the sale, you may contact David Anthony, attorney for Secured Party, at telephone number 615-869-0634.

Questions related to the sale can be addressed to: David Anthony, attorney for Secured Party, at: Exo Legal PLLC; P.O. Box 121616, Nashville, Tennessee 37212; 615-869-0634; david@exolegal.com.

You must pre-register for this bidding by contacting David Anthony, david@exolegal.com, in advance of the sale.

Join Zoom Meeting:
https://us06web.zoom.us/j/85061572062?pwd=3qNvi70EuBpFWdWnxRp71r4Xrl99au.1

Meeting ID: 850 6157 2062
Passcode: AVAILABLE UPON REQUEST

For additional questions, contact: David M. Anthony, Attorney for Secured Creditor
Exo Legal PLLC
615-869-0634
david@exolegal.com